Review of Community/Mutual-Based Health Insurance Schemes and Their Role in Strengthening the Financial Protection System in India
Categories: Health Insurance (CBHI, SHI), Publications, Where We Work
Resource Type: Publication
Authors: Ramesh Bhat, Lysander Menezes, and Carlos Avila
Published: August 2017
Resource Description: This report suggests focusing on following groups of organizations through which community/mutual-type insurance initiatives could scale up: (a) micro-finance institutions and self-help groups, (b) the more than 600,000 cooperatives in India, (c) micro-enterprise and small- and medium-size enterprise clusters, and (d) urban labor markets (such as auto driver unions) and migrant clusters in several cities in India. This report observes the challenges faced with complete integration of primary health care into any mutual health program, as well as the potential market failure of voluntary forms of health insurance.