Navigating Health Financing and Insurance Options for Urban Poor in India

Resource Type: Report
Authors: Ramesh Bhat
Published: August 2017

Resource Description:

The objective of this report is to review the health financing challenge in India by presenting the findings of National Sample Survey Office (NSSO Round 71) data on out-of-pocket (OOP) spending on health. The paper specifically discusses the rural-urban differences in OOP spending and implications thereof. Given the complexity and challenges of health system in India and the rural-urban differences, the responses need to be contextual and may differ. The paper then reviews the government response and landscape of health insurance and presents an opportunity map where health insurance options can be expanded. The paper describes broad strategies to develop a comprehensive health protection response to meet the health protection needs of urban India.



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