For many low- and middle-income countries (LMICs), expanding health coverage to informal workers is one of the most common, yet complex challenges requiring action. Informal workers are, by definition, not provided with legal or social protections through their employment, and are vulnerable to health and economic shocks. They also account for a large percentage of […]
As a growing number of low- and middle-income countries commit to achieving universal health coverage (UHC), micro health insurance provides a potential model to finance health services for informal sector workers in the absence of a comprehensive government insurance program targeting that
In the last 10 years, Africa has witnessed a renewed interest in Community-based Health Insurance (CBHI) schemes as countries leverage communities to expand risk-pooling coverage to informal sectors and the rural population. CBHI schemes, also known as mutual health organizations, are not-for-profit mechanisms of health financing grounded in principles of solidarity and risk sharing.